Buy up disability table
| STD Buy-Up | LTD Buy-Up | |
|---|---|---|
| Amount of your earnings replaced | Base Salary replaced: Additional 20% to a $2,000 maximum (Core + Buy-Up) weekly benefit | Additional 20% up to $15,000 maximum (Core + Buy-Up) monthly benefit |
| Period of disability before benefits begin | 7 days | 180 days |
| Cost | You pay the cost difference between Buy-Up and core via payroll deduction | |
| Benefit taxation | taxable | taxable |
| Enrollment | May enroll when first eligible; may enroll or cancel during annual open enrollment | |
