Enrolling in Buy-Up disability

If you elect Buy-Up coverage when you are first eligible, you will be able to enroll without having to provide evidence of your good health.

If you don’t enroll when you are first eligible, you can enroll at a future annual open enrollment, but you will need to complete an Evidence of Insurability Form that New York Life Insurance Group Benefits Services (New York Life) will provide to you following your election. Coverage will not begin until New York Life provides their approval of your election.

See New Enrollment for instructions on how to enroll.