Medical Compare Plans chart

 Choice HSAValue HSA (NEW)Choice HRAValue HRA (NEW)
Health RewardsUp to $400/individual coverage;
Up to $800/family coverage;
Up to $150 additional for spouse
Up to $400/individual coverage;
Up to $800/family coverage;
Up to $150 additional for spouse
Up to $400/individual coverage;
Up to $800/family coverage;
Up to $150 additional for spouse
Up to $400/individual coverage;
Up to $800/family coverage;
Up to $150 additional for spouse
Wellness/preventive careCovered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications)Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications)Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications)Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications)
Calendar year deductible (medical and prescription drugs)$2,500/individual; $5,000/family$4,300/individual; $8,600/family$5,000/individual; $10,000/family$6,550/individual; $13,100/family
Office and urgent care visits20% after deductible20% after deductible30% after deductible0% after deductible
Teledoc visits$55$55$55$55
Emergency room$300 copay after deductible$300 copay after deductible$300 copay after deductible$300 copay after deductible
Hospital care20% after deductible20% after deductible30% after deductible0% after deductible
Generic prescription drugs20% after medical deductible20% after medical deductible20% after medical deductible0% after medical deductible
Preferred brand prescription drugs20% after medical deductible20% after medical deductible20% after medical deductible0% after medical deductible
Non-preferred brand prescription drugs40% after medical deductible40% after medical deductible40% after medical deductible0% after medical deductible
Calendar year out-of-pocket maximum$5,000/individual; $8,200/family$6,500/individual; $9,000/family$7,000/individual; $14,000/family$6,550/individual; $13,100/family