Medical Compare Plans chart
Benefit | Choice HSA | Value HSA | Choice HRA | Value HRA |
---|---|---|---|---|
Health Rewards you can earn | Up to $400/individual coverage; Up to $800/family coverage; Up to $150 additional for spouse | Up to $400/individual coverage; Up to $800/family coverage; Up to $150 additional for spouse | Up to $400/individual coverage; Up to $800/family coverage; Up to $150 additional for spouse | Up to $400/individual coverage; Up to $800/family coverage; Up to $150 additional for spouse |
Wellness/preventive care | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) |
Calendar year deductible (medical and prescription drugs) | $2,500/individual; $5,000/family | $4,300/individual; $8,600/family | $5,000/individual; $10,000/family | $6,550/individual; $13,100/family |
Office and urgent care visits | 20% after deductible | 20% after deductible | 30% after deductible | 0% after deductible |
Teladoc visits | $55 (general visits) $85 (dermatology) Varies for mental health services | $55 (general visits) $85 (dermatology) Varies for mental health services | $55 (general visits) $85 (dermatology) Varies for mental health services | $55 (general visits) $85 (dermatology) Varies for mental health services |
Emergency room | $300 copay after deductible | $300 copay after deductible | $300 copay after deductible | 0% after deductible |
Hospital care | 20% after deductible | 20% after deductible | 30% after deductible | 0% after deductible |
Generic prescription drugs | 20% after medical deductible | 20% after medical deductible | 20% after medical deductible | 0% after medical deductible |
Preferred brand prescription drugs | 20% after medical deductible | 20% after medical deductible | 20% after medical deductible | 0% after medical deductible |
Non-preferred brand prescription drugs | 40% after medical deductible | 40% after medical deductible | 40% after medical deductible | 0% after medical deductible |
Calendar year out-of-pocket maximum | $5,000/individual; $8,200/family | $6,500/individual; $9,000/family | $7,000/individual; $14,000/family | $6,550/individual; $13,100/family |